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A merchant cash advance (sometimes called a merchant loan) is an advance on future sales that functions as working capital as you get your small business up and running. Does your business accept payments via debit or credit? It may qualify for a merchant cash advance. Learn about repayment, tax considerations, best industries, and smart alternatives for retailers. A Merchant Cash Advance allows businesses to access capital from their future revenue, which is then repaid as a percentage of daily sales. Get ahead in your industry today. Ricochet360’s merchant cash advance CRM gives funders and brokers the tools to streamline operations, manage leads, and grow MCA businesses. 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